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You have heard the word Baccarat (or Punto Banco), but still have no idea what this game is all about? We are here to help. This baccarat online guide is probably the shortest out there that gives you all the information you need in order to understand Baccarat and start playing Baccarat online.
Baccarat Online Basics
In Baccarat online, played with 6 decks, the player and the dealer are dealt two initial cards. They are then dealt one optional card. The winner holds the hand with a value closest to 9. Tens and face cards count as 0. Aces count as 1, and other cards count according to their face values.
You can place your baccarat online bet on three different options: on the player, the dealer or a tie. In the event of a tie, bets placed on the player and the dealer are returned, bets placed on tie pays 8 to 1. Bets placed on the dealer pay even money minus a 5% commission payable to the house. Bets placed on the player pay even money.
The player bet RTP in Baccarat online is 98,76%. The banker bet RTP is 98,94%. The tie bet RTP is 85,56%. Return to player should always be the same - no matter if you play Baccarat online or at real physical casinos.
Read more about fairness within gambling and the concept of RTP at Certified Fair Gambling.
Cards are re-shuffled after each round.
Baccarat Online Rules: Player
| Total of 1st two cards | Baccarat Online Outcome |
| 1 – 2 – 3 – 4 – 5 and 10 | Draws a card |
| 6 - 7 | Stands |
| 8 - 9* | Natural & Stands (Banker cannot Draw) |
Baccarat Online Rules: Dealer
| Total of 1st two cards | Banker Draws when Player's 3rd card is | Bankr Stands when Player's 3rd card is |
| 0 – 1 - 2 | 1 – 2 – 3 – 4 – 5 – 6 – 7 – 8 – 9 - 10 | |
| 3 | 1 – 2 – 3 – 4 – 5 – 6 – 7 – 8 – 9 - 10 | 8 |
| 4 | 2 – 3 – 4 – 5 – 6 – 7 | 1 -8 - 9 - 10 |
| 5 | 4 – 5 - 6 -7 | 1 - 2 - 3 - 8 - 9 - 10 |
| 6 | 6 - 7 | 1 - 2 - 3 - 4 - 5 - 8 - 9 - 10 |
| 7 | Stands | |
| 8-9(On a Natural no further cards will be drawn.) | Natural & Stands (Player cannot Draw) |
Please note:
Banker must Stand on six (6) or seven (7) when Player's first two cards total six (6) or seven (7).
Banker must Draw on zero (0) to five (5) when Player's first two cards total six (6) or seven (7).
There are no optional draws in Baccarat online. We recommend you visiting Las Vegas if you want to experience the best Baccarat tables in the world. Or why not try Baccarat Online at any of the hundreds casinos online available? Learning Baccarat online was easy, wasn’t it? Now you are ready to start playing Punto Banco online! Good Luck and we hope you will win big when you play Baccarat online!